Commercial financing solutions
CHS Capital provides financing options that meet commercial agriculture needs with a variety of loans, including operating, term, revolving and other short and long-term options. CHS Capital offers online account access for our commercial customers. Contact CHS Capital for financing loan products and services.
Our offerings
![Grain bins icon](http://mc-607b9d1c-3283-4f31-97f8-4475-cdn-endpoint.azureedge.net/-/media/project/chs/chs-inc/products-and-services/services/chs-capital/commercial-financing-solutions/seasonal-icon-140x90.png?h=90&iar=0&w=140&rev=633ca87179a6460cbda3d088ce634c98&hash=D8B799A7973C0ABE36631C069907AF79)
Seasonal loans
Seasonal/operating loans fund your current or short-term needs and can be used for financing seasonal inventory and accounts receivable. These loans have a one-year maturity date.
![Term icon](http://mc-607b9d1c-3283-4f31-97f8-4475-cdn-endpoint.azureedge.net/-/media/project/chs/chs-inc/products-and-services/services/chs-capital/commercial-financing-solutions/term-icon-140x90.png?h=90&iar=0&w=140&rev=1743bbee894e4be9ba4a9baff1a2fddb&hash=D70D2E87BE73FE81D3C803EEBA793801)
Term loans
Finance your company’s capital projects without depleting cash reserves with CHS Capital term loans. Term loans can be used for: purchasing fixed assets, expanding facilities, remodeling/construction, and/or building working capital.
![Tractor icon](http://mc-607b9d1c-3283-4f31-97f8-4475-cdn-endpoint.azureedge.net/-/media/project/chs/chs-inc/products-and-services/services/chs-capital/commercial-financing-solutions/tractor-icon-140x90.png?h=90&iar=0&w=140&rev=9a912b039bcc496ea160ebd409fc3b84&hash=DEDDCFA36EB9C53DC9FF7383D7F4C431)
Revolving loans
Revolving term loans are available to support temporary working capital shortages.
![Construction icon](http://mc-607b9d1c-3283-4f31-97f8-4475-cdn-endpoint.azureedge.net/-/media/project/chs/chs-inc/products-and-services/services/chs-capital/commercial-financing-solutions/construction-icon-140x90.png?h=90&iar=0&w=140&rev=f12c044ed3e04b13b68fa7c25914ff1c&hash=4FFB542352FB7C043A0B169AA4900C60)
Construction loans
Construction loans can be used as interim financing for facilities construction, much like a line of credit, and are generally converted to long-term financing upon project completion.
9.35%
CHS Capital Commercial Base Rate is 9.35%.
Last four historical rate trends listed below:
Rate Date effective
9.35% August 1, 2023
9.10% June 1, 2023
8.85% April 3, 2023
8.60% January 1, 2023